Amount To Pay Your Suppliers
Well-established partners of Fynance
Empowering Entrepreneurs
Fynance.io is a fintech company that empowers young entrepreneurs by offering AI-powered tools to help them better understand their business. With our innovative solutions, businesses can analyze their financial data, make more informed decisions, and drive growth. We also offer financing services to help entrepreneurs secure the funding they need to succeed. Since our launch in March 2022, we have processed up to RM40 million in financing, assisting businesses across industries in achieving their goals and reaching their full potential.
We Help Business
To Grow At Every Stage
Micro And Small Businesses
Capital of RM 10,000-RM 50,000
We provide fast and efficient funding to micro and small businesses based on their financial status to help them improve operations and maintain consistent cash flow.
Growth Stage
Capital of RM 50,000-RM 150,000
We provide growth financing to businesses, assisting them in seizing new opportunities and allocating profits towards staff, overheads, and equipment costs during the crucial growth stage.
Export Partner
Expected Capital of RM 150,000-RM 500,000
Our partnership with AntChain offers a channel for product-producing companies to sell their goods in the Chinese market. We facilitate this process by providing funding and bringing together a consortium of brands under one unified entity.
Co-Investment
Investment capital of RM 500,000+
We offer co-investment opportunities to clients, leveraging our advisors and resources to support the global expansion of their businesses through trade and services.
We Help Business To Grow At Every Stage
Micro And Small Businesses
Capital of RM 10,000-RM 50,000
We provide fast and efficient funding to micro and small businesses based on their financial status to help them improve operations and maintain consistent cash flow.
Growth Stage
Capital of RM 50,000-RM 150,000
We provide growth financing to businesses, assisting them in seizing new opportunities and allocating profits towards staff, overheads, and equipment costs during the crucial growth stage.
Export Partner
Expected Capital of RM 150,000-RM 500,000
Our partnership with AntChain offers a channel for product-producing companies to sell their goods in the Chinese market. We facilitate this process by providing funding and bringing together a consortium of brands under one unified entity.
Co-Investment
Investment capital of RM 500,000+
We offer co-investment opportunities to clients, leveraging our advisors and resources to support the global expansion of their businesses through trade and services.
We Help Business To Grow At Every Stage
Micro And Small Businesses
Capital of RM 10,000-RM 50,000
We provide fast and efficient funding to micro and small businesses based on their financial status to help them improve operations and maintain consistent cash flow.
Growth Stage
Capital of RM 50,000-RM 150,000
We provide growth financing to businesses, assisting them in seizing new opportunities and allocating profits towards staff, overheads, and equipment costs during the crucial growth stage.
Export Partner
Expected Capital of RM 150,000-RM 500,000
Our partnership with AntChain offers a channel for product-producing companies to sell their goods in the Chinese market. We facilitate this process by providing funding and bringing together a consortium of brands under one unified entity.
Co-Investment
Investment capital of RM 500,000+
We offer co-investment opportunities to clients, leveraging our advisors and resources to support the global expansion of their businesses through trade and services.
Financing We Offer
Unlock Your Business Potential
Up to RM1,000,000
Pay Your Suppliers Instantly
Up to RM1,000,000
Convert Invoice Into Cash
Up to RM3,000,000 Per Customer
Pay Your Supplier On Time
Up to RM3,000,000 Per Supplier
Financing We Offer
Term Loan
Take the first step towards unlocking your business’s full potential.
- Financing up to RM 1,000,000
- Interest as low as 1% per month*
- No collateral required
Invoice Financing
A game-changing solution for businesses seeking to pay their suppliers instantly.
- Financing up to RM 1,000,000
- Interest as low as 1% per month*
- Flexible repayment options
Factoring
Unlock the value of your outstanding invoices and access the funds you need to fuel your business’s growth.
- Financing up to RM 3,000,000 per customer
- Affordable rate as low as 1.5% per month*
- Repayment terms up to 90 days
Supplier Invoice Financing
Say goodbye to cash flow constraints that hinder your ability to meet supplier payment deadlines.
- Financing up to RM 3,000,000 per supplier
- Low-interest rate of 1.5% per month*
- Collateral free
Financing We Offer
Term Loan
Take the first step towards unlocking your business’s full potential.
- Financing up to RM 1,000,000
- Interest as low as 1% per month*
- No collateral required
Invoice Financing
A game-changing solution for businesses seeking to pay their suppliers instantly.
- Financing up to RM 1,000,000
- Interest as low as 1% per month*
- Flexible repayment options
Factoring
Unlock the value of your outstanding invoices and access the funds you need to fuel your business’s growth.
- Financing up to RM 3,000,000 per customer
- Affordable rate as low as 1.5% per month*
- Repayment terms up to 90 days
Supplier Invoice Financing
Say goodbye to cash flow constraints that hinder your ability to meet supplier payment deadlines.
- Financing up to RM 3,000,000 per supplier
- Low-interest rate of 1.5% per month*
- Collateral free
Empowering businesses with financing
We understand that cash flow is the lifeblood of any business, and having access to the funds you need, when you need them is crucial to your success.
With our on-demand financing for B2B invoices, you can turn your outstanding invoices into immediate cash, giving you the working capital you need to run your business with confidence. We understand that waiting 30, 60, or even 90 days for payment from your customers can be a real challenge, and that’s why we offer a range of financing options to help bridge the gap.
Why Choose Us
At Fynance, we are dedicated to delivering the financial solutions necessary for our clients to accomplish their business objectives. Our team of experienced professionals specializes in providing customized financing options for small and medium-sized enterprises (SMEs). We take pride in our expertise, flexibility, and exceptional customer service.
Recognizing that each business has unique financial requirements, we offer diverse financing options tailored to meet those specific needs.
Speed and efficiency are our top priorities in the financing process, ensuring that businesses can swiftly apply for and receive approval for funding. Our proprietary credit-decisioning model enables us to provide rapid and dependable financing decisions, enabling our clients to access the necessary funds precisely when they need them.
Why Choose Us
Secured
Application
Instant
Funding
Instant
Funding
Instant
Funding
Versatile
Efficient
Competitive
Rates
Competitive
Rates
Competitive
Rates
Technology
Driven
Technology
Driven
Technology
Driven
Media
AI and Finance: Unlocking New Frontiers of Innovation and Opportunity | Fynance
Introduction Artificial intelligence (AI) is a branch of computer science that aims to create intelligent machines that can learn, reason,
Fynance: Revolutionizing the Future of SME Financing | Fynance
Fynance is a company that aims to bridge the gap in business-to-business invoice payments, where suppliers’ credit terms are becoming
Beyond the Buzzword: Navigating the Complexities and Opportunities of Big Data in Finance and Business | Fynance
Definition of Big Data Big data refers to the vast amount of structured, semi-structured, and unstructured data generated by individuals,
AI and Finance: Unlocking New Frontiers of Innovation and Opportunity | Fynance
Introduction Artificial intelligence (AI) is a branch of computer science that aims to create intelligent machines that can learn, reason,
Beyond the Buzzword: Navigating the Complexities and Opportunities of Big Data in Finance and Business | Fynance
Definition of Big Data Big data refers to the vast amount of structured, semi-structured, and unstructured data generated by individuals,
Fynance: Revolutionizing the Future of SME Financing | Fynance
Fynance is a company that aims to bridge the gap in business-to-business invoice payments, where suppliers’ credit terms are becoming
AI and Finance: Unlocking New Frontiers of Innovation and Opportunity | Fynance
Introduction Artificial intelligence (AI) is a branch of computer science that aims to create intelligent machines that can learn, reason,
Fynance: Revolutionizing the Future of SME Financing | Fynance
Fynance is a company that aims to bridge the gap in business-to-business invoice payments, where suppliers’ credit terms are becoming
Banking at Your Fingertips: How Digital Banking is Changing the Game in Malaysia | Fynance
Introduction Digital banking refers to using digital technologies to offer banking services to customers. It encompasses a range of digital
Beyond the Buzzword: Navigating the Complexities and Opportunities of Big Data in Finance and Business | Fynance
Definition of Big Data Big data refers to the vast amount of structured, semi-structured, and unstructured data generated by individuals,
Frequently Asked Questions
Here are some common questions about Fynance.
We offer 4 main types of financing:
1. Term Loan
2. Invoice Financing
3. Factoring
4. Supplier Invoice Financing
Fynance’s Financing solutions provide an excellent opportunity for businesses to enhance cash flow.Â
There are several benefits of applying for financing with Fynance, including:
1. Access to Capital: Fynance can provide businesses with access to capital that businesses may not be able to obtain through traditional bank loans or lines of credit.
2. Faster Approval: Fynance has a faster and more streamlined approval process than banks, which means businesses can receive funding more quickly.
3. Flexibility: Fynance offers a range of financing options and can tailor our services to meet the specific needs of each business.
4. Improved Cash Flow: Financing can help improve a business's cash flow by providing businesses with immediate access to funds, which can be particularly useful when they have outstanding invoices or need to purchase inventory.
5. No Collateral Required: Fynance does not require collateral for your loans, which can benefit businesses that do not have significant assets to pledge.
If you meet the following requirements, you are eligible to apply for financing with Fynance:
- Sole proprietorship, partnership, limited liability partnership, a private limited company (non-subsidiary of a listed company), or unlisted public limited company registered with SSM
- Minimum 50% local shareholding by Malaysians
- Minimum 12 months in operations
- 6 Months Bank Statements
1. Director’s IC
2. Consent Form (provided by admin)
3. Latest 2 Years of Company Financial Audit
4. Current Year Management Accounts
5. 6 Months Bank Statements
Use Capital Where Your Business Needs It Most
With immediate invoice payment, you can negotiate the best terms with your suppliers and manage payments through cash-flow-friendly installments.
